We believe that access to finance can improve lives by increasing economic opportunity and security against an uncertain future. However, traditional banking models have failed the 2 billion people still without access to financial services. In a world where mobile devices are becoming ubiquitous and internet connectivity is rapidly spreading, we believe there is a unprecedented opportunity to provide everyone with honest and affordable financial services. DFS Lab accelerates fintech innovation in emerging markets. Once we find a team of entrepreneurs with an idea we believe in, we back them with the funding, mentorship, and expertise they need to thrive. thrive.